Financing FAQ

What documents do I need to apply for financing?

Generally, you’ll need a valid driver’s license, proof of income (such as a pay stub or tax return), proof of residence (like a utility bill), and insurance information. Additional documentation may be requested based on your application.

Can I finance a used car?

Absolutely. We offer financing options for both new and used cars for sale, allowing you to choose a payment plan that fits your budget and preferences.

How much should I put down on a vehicle?

The amount you put down can vary, but a larger down payment may help lower your monthly payments and improve loan terms. We’ll work with you to find a solution that meets your financial needs.

Can I finance a vehicle if I’m self-employed?

Yes. You may need to provide additional proof of income, such as recent bank statements or tax returns. Our finance team can help you understand what’s required.

What happens if I want to pay off my loan early?

Many loans allow early payoff without penalties, but terms vary by lender. We recommend reviewing your financing agreement or discussing with our finance department for details.

What's better, buying or leasing?

Which is better depends on your lifestyle. If you prefer lower monthly payments and a new car every few years, leasing might be a fit. If you want long-term value and full control over the vehicle, buying is typically the better route.